You may fill in a duplicate of one’s current ITR one to features an effective BIR stamp. I do believe for it you to, you’re going to have to see your RDO to obtain stamped.
While a great freelancer or an entrepreneur, you can fill out a duplicate of your audited ITR and you may BIR stamp. We didn’t test this one once the We wasn’t the one who taken out the borrowed funds and i failed to join be co-borrower, but I think this should imply delivering the most recent ITR, and simply to go on brand new safer top, their accounting courses, towards RDO.
If you’re operating, it’s also possible to decide to fill out their certified thirty days pay sneak old at least three months in advance of big date out-of software. Jay decided to complete about three so you can seal the offer, haha! He and filed his COE and additionally them.
This will be into the first step. Pag-IBIG often determine your own submissions to test your qualifications to make use of to possess property mortgage.
After you have filed these records on the web, you’ll located a message compelling you to buy the fresh new operating percentage. We paid down Php step 1,000. Ensure that you print-out a copy of one’s confirmation of the percentage. You will have to provide which to Pag-IBIG , in addition to the other standards, after you’ve already been desired to see the work environment as a consequence of email address otherwise a visit.
Here are the data files that you should give Pag-IBIG after you have become questioned add your posts truly:
step 1. All fresh copies of online payday loans Delaware the documents your registered on very first techniques, apart from the brand new selfie. You should have your ID photocopied.
dos. A copy of Special Stamina away from Attorney on the agent. (Whether your proprietor is not on Philippines)
The cost of notarization depends upon the latest consented cost of the house stipulated on the package to offer.
They’re going to and query when planning on taking your own pictures with your appropriate ID once more. This time, it might be their workers who will do the attempt.
Appraisal stage
Since the table officer appears over your write-ups and sees no inaccuracies, you happen to be requested to fund appraisal fee. We paid back Php dos,000.
We had been advised to wait having a call from one away from their employees concerning your schedule of the property appraisal. What will happen during the home assessment is because they will be sending agencies to test our home to find out if it match its standard and criteria.
They named 3 days ahead of it visited. The newest appraisers had been during the put by 8AM. It ran into the, searched the latest specifications and you will did not very keep in touch with united states anywhere near this much. They just ran around to inspect for each space in the home.
Up coming that has been it. We had been informed to go to for their current email address whether our very own loan might have been recognized or not acknowledged; not, they currently cautioned all of us the household we were trying buy is in short supply of step one meter wide on their conditions.
Loan Refused
We acquired an email out-of Pag-IBIG formally saying that the size of our home don’t fulfill its requirements, hence are you to. Which was the end of our very own experience……for the moment.
I believed sending in a page of reconsideration, however the email demonstrably stated that we had to address brand new topic and you may invest in putting some required change, and this we couldn’t. Therefore we had to accept our very own future and you can move ahead.
Oh better, at the least i have gained a lifestyle ability that individuals is also use in the near future also to teach our students if it is their seek out buy their house. We were, without a doubt, disturb, however, we shall continue our dreams up to i in the end discover place we can name family.